Important Considerations


Gravel Hill Wealth Management provides specialist advice on Lifetime Mortgages and Home Reversion Plans and will support you through every step of the process.

Lifetime Mortgages and Home Reversion Plans are regulated by the Financial Conduct Authority.

Please note that a Lifetime Mortgage may not be suitable for everyone and will not be the most appropriate way to raise money in all circumstances. Please check that this mortgage will meet your needs if you want to move or sell your home or if you want your family or others to inherit it. Taking a lifetime mortgage may affect your entitlement to state benefits and may reduce the value of your estate. Speak to your adviser if you are in doubt.

With a rolled-up interest mortgage, the outstanding loan, including the added interest, can grow very fast. If the total rises to more than the value of the property, it would result in negative equity. You should choose a scheme with a 'no negative equity guarantee'.

To understand the features and risks of Lifetime Mortgages and Home Reversion Plans please ask for a personalised illustration.

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Registered office: Gravel Hill House, Wombourne, Wolverhampton, WV5 9HA • Gravel Hill Wealth Management LLP is a Limited Liability Partnership